Introduce Yourself! Who are you, and what do you do?
Hi, Thanks for having me on the series! I’m Yaz, a 24 year old from the UK, and the founder of The Wallet Moth, a blog that provides advice and information for people looking for financial independence, or an alternative and more frugal lifestyle. I’ve been working as a freelance copywriter and virtual assistant since the beginning of 2017.
I’m now living the ‘digital nomad’ lifestyle travelling the world with my boyfriend while we’re both working online, and blogging about my experiences with tips and advice for similar-minded people as I go!
What does the ‘millennial mindset’ mean to you?
The millennial mindset you’ve described is a huge reason I started my own blog in the first place. I realised early into my first 9-to-5 job that it was not the lifestyle for me – I’ve always wanted to travel and have life experiences more than I’ve been driven by the promise of a large salary, and once I learned about people who take their work with them, I knew that was the path I wanted! However, taking that initial leap into the unknown (and the rarely done!) is scary.
My blog is entirely based on trying to inspire other people that they can take control of their finances to live whatever lifestyle they want. I feel that this is particularly important for millennials, when we’re so used to being told that one way is the proper way to live your life when in reality, there are so many different options out there. It’s the fear of failure that holds us back more than anything, so I hope I can provide people with the tools to eliminate those fears.
How do you think you’ve embraced the ‘millennial mindset’?
Before taking the step to go freelance and start my own copywriting business, I didn’t know anyone else my age who had done the same thing, let alone book flights and start travelling at the same time! Taking that leap to start living the type of lifestyle I wanted was scary and had risks involved, but putting myself out there was the only way any opportunities were going to come my way.
Embracing that fear and the possibility for anything to happen was the best decision I made, though, and I still find it crazy how as soon as I stepped into the unknown, more and more opportunities found their way to me.
What’s one stereotype millennials have been given that you dislike or think is invalid?
I hate, hate, hate the perception that millennials are overgrown children who can’t afford homes and responsibilities because we’re lazy. Millennials got a bad deal financially – the job market is saturated while housing prices are higher than ever and student loans are at their highest – but there’s so many people out there working hard for financial independence in spite of bad circumstances!
Tell us one achievement you’re super proud of:
I’m super proud of my blog, The Wallet Moth, and how it’s grown into a platform to share experiences and advice as a source of inspiration to others. The number of people – millennial or otherwise – looking to get a handle on their finances and explore alternative ways to live that don’t involve a 9-to-5 office job is huge, and my blog is helping to build that community and provide a resource to make those lifestyle changes possible.
Tell us one obstacle you’ve had to overcome & how:
Finding enough time in the day! Working full-time, blogging and trying to set up your own business at the same time is no easy feat, and for a while, my schedule was packed and well on the way to causing me to burn out completely.
To overcome it? I was disciplined, scheduled in what needed to be done and when, and had an end-date in sight where all that work would be worth it (i.e. the day I left the country!) Now I’m still super busy blogging, working for myself, and travelling the world – but that’s the kind of packed schedule I like!
What advice would you give to other millennials wanting to chase their passions and build something of their own?
To say something like “Go for it!” feels so cliche, but that would genuinely be my advice. Nothing that’s worth having is easy. Chasing your dream lifestyle is going to take a lot hard work, long hours, and serious dedication, especially in the beginning.
However, now that I’m on the other side (although still in early days) of all that initial hard work, the fear, trepidation and late nights worrying if I’d made the right decision feels like such a small part of this adventure, and totally, totally worth it.
Connect with Yaz to find your way to financial freedom: