7 Important Financial Conversations To Have With Your Partner

7 Important Financial Conversations To Have With Your Partner

It’s safe to say trust is the foundation of most successful relationships and it’s important that you have financial conversations. Trust is formed in many different ways throughout a relationship, and one of the most difficult conversations to have sometimes for people is in regards to money. Let’s be real, who wants to talk about their 20 year plan to pay off a massive student loan, or better yet financial mistakes of the past. It’s…

Ways Minimalism Has Seriously Changed The Way I Live

5 Ways Minimalism Has Seriously Changed The Way I Live

I had never really paid any attention to minimalism until the start of this year…I’m 26 and have no idea how I’ve lived my life without the values of minimalism and what minimalism has taught me. So, what was my lightbulb moment? I was mindlessly scrolling on Instagram (as you do), and came across an account called @minimisewithme which is an amazing blog created by the beautiful Jess from Sydney. I actually got in contact…

9 productive ways to manage your money

9 Productive Ways To Manage Your Money When You Don’t Have Much To Begin With

My blog, Sufficient Fundz, exists to help young people get off the ground faster and manage your money. We all want to have enough money to do whatever we want in life; my goal is to draw on all the lessons I’ve learned and show you how. The idea was born while we were at uni. It was a standard student night in Newcastle, Australia, and the usual scene was playing out; one of my…

6 Ways I Improved My Finances During My 20’s

One of the most important lessons to learn during your 20’s is how to get your personal finances in order (a.k.a, get your sh*t together!). I was brought up to know the value of money pretty early on, and my parents’ frugality definitely has paved the way for my own (thanks mum and dad). I can definitely say now though that I’ve improved my finances during my 20’s. But after studying finance (even though I never…

Pyramid Schemes – Everything You Need To Know And Why You Should Be Cautious

We’re sure you’ve heard the term pyramid scheme before. But do you actually know EXACTLY what it is, how it works, and WHY you should be extremely cautious? Actually… let us back up. Perhaps you know this to be multi-level marketing (MLM), or network marketing? Whatever you want to call it, a pyramid scheme can affect your relationships, your livelihood, and your reputation. They are masterful, ingenious, and at first portray themselves as a ‘life-changing’…

How to live well on a small income

How We Made A $37,000 Salary Work for Two People

Like many other new grads, around this time of year, you’re facing the idea of suddenly being on your own, paying your own bills, and having an (unfortunately) small starting salary. But how to do you live well on a small income? This was 100% me two years ago…graduated in May 2015, started my job 2 days after graduation, married in August 2015. My job was in Sarasota, FL which definitely restricted us to that…

The hard truth what recent grads need to know about money

The Hard Truth: What Recent Grads Need to Know About Money

After four or five years of living in the cocoon of college life, college graduates are often thrust into the real world with minimal financial preparation. Grads who leave college with a mountain of student debt are expected to manage it along with the rest of their finances which suddenly become more complex. The inability to gain a solid financial footing early on can compound their financial problems later on as life takes hold. Too…

Minimalist Budgeting

Minimalist Budgeting 50-20-30 Rule And Why You Need It

Follow my blog with Bloglovin Millennials, if there’s one rule you want to know about when it comes to budgeting, it’s the minimalist budgeting 50-20-30 rule. Being a millennial, you must be worried about your savings and retirement. Am I right? See, I can sense what you’re thinking! All jokes aside…it’s a common worry. However, it’s not much more difficult to save and achieve your financial goals, even if you’ve started a little late (guys…

10 Ways Minimalism Taught Me Financial Stability

What if I told you there was a whole new way to financial stability that you may have not yet heard or considered? You might say something in reply like ‘Well, I’ve tried everything and there is no way I can get ahead’ or ‘I don’t earn enough to save or have any financial stability’ – but don’t fret! What if I could show you that there was a way to get your finances in…

These 4 Things Helped Us Get Out of 50K of Debt

These 4 Things Helped Us Get Out of Debt of 50k

People ask my wife and I all the time, “how did you pay off $50k and get out of debt in 11 months?” To which we answer, “we lived in an RV!” I know what you may be thinking… “I don’t have an RV.” “I don’t want to live in an RV.” “I like my house.” “That’s just plain crazy!” Don’t worry. We understand all those concerns. We probably thought the same thing when we…